About Us:

Monarch Funding Corp. has been in business since 1979, and a Direct Lender since 1983. There is nothing we haven’t seen over the course of our years in the mortgage industry. We are Bankers (not Brokers) so our Loan Approvals are legitimately approvals. We are an independent family owned and operated business. Timely closes are our specialty. We underwrite files up front to make sure there are no surprises during the escrow process. The home buying process is already one of the most important and stressful decisions people will ever make. We do our part to make the financing portion a smooth, easy, pain-free experience. Our loan officers are available nights and weekends to answer any questions and handle pre-approvals. We are an Equal Housing Lender with a spotless record.

License Numbers:


Monarch Funding Corp.

  • NMLS ID: 279238 Cal BRE: 00853539

Billy Knight

  • NMLS ID: 234446 Cal BRE: 01793130

Maria Murray

  • NMLS ID: 234387 Cal BRE: 01337512

Terry DePriest

  • NMLS ID: 317856 Cal BRE: 00466293

Kristen Knight-James

  • NMLS ID: 234396 Cal BRE: 01269882

Wendy Bement

  • NMLS ID: 234420 Cal BRE: 01361019

James Champion

  • NMLS ID: 236264 Cal BRE: 00352552